What to do after an accident if you have a Geico?
Nobody wants to be involved in road accidents, however it can happen at any time, whether it's our fault or someone else's. If you are going through this situation and ask yourself: What to do after an accident if you have a Geico? Read on, we'll explain it step by step.
- What to do after an accident if you have a Geico?
- How to report an accident to Geico?
- What to do after a car accident? Step by step
- What information do I need to record at the scene of the accident?
What to do after an accident if you have a Geico?
If your auto insurance policy is Geicoyou will need to contact this insurer to report the accident. Soon we will tell you how to do it, but keep in mind that if you get into a car accident, you must first follow a few steps which we will explain later.
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How to report an accident to Geico?
You can report the accident to Geico insurance through the application GEICO Mobileon the insurer's website or by phone at 1-800-861-8380. If you wish, you can contact a geico agent to guide you through the complaint process.
To make the report online follow this link, log in and select the type of claim to report. They will ask you:
- Place where the accident occurred
- Date and time of the accident
- Overview of what happened
Follow the system instructions and provide any additional information requested.
For more Geico contact information, read our article: Geico Insurance in Spanish: telephone
What to do after a car accident? Step by step
1) Keep calm
Immediately after the accident:
- Stop the car as soon as possible as it is a crime not to do so.
- Turn off the engine.
- Turn on the hazard lights.
- Make sure there are no injuries to you or your passengers.
- If it is a minor collision and there are no injuries, write it down in case other people try to claim an injury later.
- Try to stay calm as much as possible: it is normal for you to feel stressed after an accident, take a deep breath and try to assimilate the situation as best as possible. Don't lose control.
- Do not apologize or admit responsibility for the accident until you are fully aware of what happened. This can protect you if you are not responsible for the accident.
2) Check for injuries and call 911 if necessary
Ask your passengers if they are okay, then check the people in the other car. Call 911 if anyone needs medical attention. You should never move an injured person unless they are in immediate danger.
3) Evaluate the situation
If everyone is fine and help is on the way, start documenting the accident scene. If it is safe to do so, take photos of any damage to the vehicle and surrounding area. You can also photograph street scenes that may have contributed to the accident.
4) Notify the police
You must contact the police immediately in any of the following cases:
- If the other driver or other drivers leave the scene without giving details.
- If you believe the other driver is uninsured or under the influence of alcohol or drugs. (In this case it could be a DUI violation).
- If you suspect that the other driver deliberately caused the collision.
Remember that you must report the incident to the police within 24 hours. if you don't, you can get a fine or points on your license. Additionally, you may be disqualified from driving.
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5) Exchange information and record details
- Share your name and address with everyone involved if the accident caused damage or injury - the law says you must.
- Exchange information and insurance data with the other driver or drivers.
- Write down the details of other passengers and witnesses of the accident.
- Try to find out if the other driver is the registered owner of the vehicle; if not, find out who owns it and get this information as well (for example, it could be a company or a rental car).
- If it is a foreign truck, find out the license plate numbers of the truck and trailer, as they are sometimes different. It is also a good idea to find out the company name if it is painted on the truck.
- Report number, telephone number, agent name and badge number if any
6) Take your vehicle off the road
If your vehicle is unsafe to drive, the officer present may request that your car be towed to help clear the crash scene quickly. But keep in mind that the cost of a service that is not covered by your insurance will have to go out of your pocket. Remember that you always have the right to choose your towing service. We recommend that you use GEICO Mobile to request the roadside assistance service through its certified network of tow trucks.
7) Contact GEICO
As mentioned above, you can file a complaint through the GEICO Mobile app, online, or by calling 1-800-861-8380. In general, the company sends regular updates on the status of the claims so that the policyholder can be informed.
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What information do I need to record at the scene of the accident?
Remember that the more information you get about the incident and its details, the better you can support your story based on demonstrable facts. To do this, take note or photograph the following information:
- The make, model, color and license plate of the vehicles involved in the accident.
- The time and date of the accident.
- Driving conditions, including weather conditions, lighting and road quality (such as road markings, whether wet or muddy, road surface conditions).
- What kind of damage has occurred to the vehicle and where: Note that the driver side is always referred to as the left side and the passenger side as the right side.
- Damage suffered by the driver, passengers or pedestrians.
- The names and contact details of the witnesses.
- Use your phone to take photos of the scene, the location of the cars involved and the damage suffered.
If no one else is involved in the accident, for example if you caused damage to a private property or a parked car, you should leave your details, for example a note where the owner can see it. Keep in mind that if you leave and a witness or security camera sees you, you could be in serious trouble.
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